The Boom of Precious Metals in 2025: A Retail Investor’s Perspective
In 2025, the rise of precious metals like gold and silver captured the attention of both seasoned and novice investors. Among them is Jeremy Cerza, a 45-year-old retail investor who, despite not having extensive experience in the markets, quickly recognized that metals were leading the investment scene that year.
The Precious Metal Surge
Cerza noted that gold and silver emerged as standout investments in a tumultuous market, largely fueled by rising concerns over inflation and the stability of the U.S. economy. He indicated that if the S&P 500 were to drop more than 1% for five consecutive days, he would confidently move $20,000 from U.S. stocks into precious metals. This shift highlights a growing sentiment among investors who view metals as a safer haven amidst rampant volatility.
His hesitations about potential bubbles only signify a larger trend as numerous investors share his views. As 2025 progressed, many began to hedge against unpredictabilities in the domestic markets, particularly in light of anxieties surrounding the Trump administration and its aggressive policies, including talk of tariffs and geopolitical tensions, such as remarks on Greenland.
The Investor Mindset
Cerza is not alone in his sentiments. The retail investment landscape witnessed a drastic shift in 2025, with a growing number of individuals embracing the allure of gold and silver as protective assets. Many turned towards these metals as a buffer against economic volatility, leading to what can only be described as a FOMO (Fear of Missing Out) frenzy. This collective move was notably linked to the emerging narrative of "Sell America," as concerns about economic stability prompted a buying spree into precious metals.
Throughout the year, the performance of these metals skyrocketed. Gold achieved its best run since 1979, surging by 73%, while silver more than doubled, seeing an impressive 194% increase. This meteoric rise drew retail investors like Cerza into the market, some of whom had previously viewed metals as conventional, conservative investments.
Investor Stories
Bilaal Dhalech, another retail investor, echoed a similar sentiment, stating that he had started purchasing gold and silver during the pandemic and continued to invest aggressively as inflation fears grew. His dedication resulted in substantial gains, with substantial investments in both physical metals and gold ETFs.
“I was shocked to see a conservative investment like gold and silver explode. Almost like meme coins,” Dhalech remarked, capturing the essence of the unexpected enthusiasm for these commodities.
Isaac Gaddis, a public relations professional closely associated with the precious metals sector, also joined the buying trend, initially starting his investments following encouragement from industry insiders. He found himself surprisingly intrigued by the rally in gold and silver prices throughout 2025, reminiscing about past times when gold was available for a fraction of its current price.
The Growth of the Precious Metals Market
Retail interest in precious metals reached staggering levels, with firms like Bullion Exchanges witnessing a doubling of clientele in 2025. Eric Gozenput, the CEO, reported consistent lines at their Manhattan location, filled with both new and veteran investors eager to purchase precious metals. The demand surged so intensely that they faced shortages in supply, particularly with silver, showcasing just how fervently the public embraced investing in these metals.
The online discussion surrounding gold and silver also surged, with platforms like SwaggyStocks recording heightened engagement on investment forums like r/WallStreetBets. The SPDR Gold Shares ETF became a focal point, further affirming that the rise in precious metals had caught the attention of the investment community at large.
The Underlying Motivations: FOMO and Economic Concerns
The factors driving this surge are twofold. On one hand, persuasive narratives from prominent voices advocating for precious metals amidst economic fears have undoubtedly influenced many buyers. Meanwhile, the "Sell America" trend has intensified FOMO, making the shiny allure of gold and silver irresistible for countless investors looking to safeguard their financial futures.
While many are reveling in the current bullish market, analysts like Jeffrey Christian of CPM Group warn that these rapidly climbing prices might pave the way for a correction. Christian anticipates that if the current market exuberance fades, gold could drop significantly, with silver potentially experiencing an even steeper decline.
Both new and seasoned investors, catching the wave of enthusiasm in 2025, are now faced with the reality of heightened risks amid their investments. As the market evolves, these retail investors remain hopeful yet cautious, hoping to navigate the complexities of precious metals as they maneuver through a landscape fraught with uncertainty.


